Mash bananas with a fork, then stir in the applesauce, honey, and coconut oil.
Beat in egg and vanilla until well combined.
Add remaining ingredients, using a spatula to wipe down sides of bowl until dry ingredients are no longer visible.
Line 12-cup muffin tin with liners or spray with cooking spray; divide batter evenly and top with chocolate chips.
Bake for 16-18 minutes or until a toothpick inserted in the center comes out clean. If you’re short on time, grease and pour into an 8×8 pan and adjust baking time as needed. Cut into squares to serve.